WebOverview. Optima Restore by HDFC Ergo is a health insurance policy that offers comprehensive cover. It’s customized as per your individual medical needs. This plan offers a lot of benefits providing you with a coverage of 5 lakhs to 50 lakhs. Please read further to understand all the features & benefits of this plan. WebPolicy Wordings OPTIMA RESTORE CONTENTS Section Description Page No. Preamble 3 Section A Definitions 3 1 Standard Definitions 3 2 Standard Definition: Critical illness 7 3 Specific Definitions 10 Section B Benefits 11 1 In-patient Benefits 11 i In-patient Treatment 11 ii Pre-Hospitalisation 12 iii Post-Hospitalisation 12 iv Day Care Procedures 12
Question on HDFC Optima Secure Beshak Forum
Web1. The product UIN mentioned in the footer of your policy schedule along with the product name will guide you to the correct policy wordings to be referred. 2. For Period of Insurance start date please refer to your policy schedule. Claim Form - Policy Wordings - HDFC ERGO General Insurance Brochure - Policy Wordings - HDFC ERGO General Insurance Prospectus - Policy Wordings - HDFC ERGO General Insurance Proposal Form - Policy Wordings - HDFC ERGO General Insurance Renew Your HDFC Ergo Policy - Policy Wordings - HDFC ERGO General Insurance Others - Policy Wordings - HDFC ERGO General Insurance WebApr 12, 2024 · The policy wordings available on the website are quite confusing. For example, Some places specifically mention about covering ailments such as Fibroids, Hernia and so on after a waiting period of 24 months while found the same information under exclusions as well. how is stock market doing this week
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WebOptima Restore Plan TollFree No. : 1800-4200-269 Optima Restore Get recovery benefit of 10K 100% SI restoration Reduce waiting period by 1yr Buy Policy in just 2 mins 2 lakh + … WebRestore Benefit- Instant addition of 100% Basic Sum Insured on complete or partial utilization of Your existing Policy Sum Insured and Multiplier Benefit (if applicable) … WebOptima Secure imposes 3 kinds of waiting periods - 30-Day Waiting Period: Hospitalizations won’t be covered for the first 30 days of the policy unless it’s an accident. Specific Illness Waiting Period: There’s a 2-year waiting period for a list of diseases which is a mandate before you can start claiming. how is stock basis calculated